For self insured only a select few at the employer have access to limited information. Whatever a health insurance plan shares has to be minimum necessary. Plus abortion is classified as a sensitive service so the information is even more protected.
Both the employer and health insurance plans take HIPAA seriously.
Anyone who thinks its a free for all with anyone in senior management able to look at PHI especially sensitive PHI they are mistaken.
THAT would be the ideal, along with covering different schools of medicine, like Traditional Chinese, Ayurvedic holistic and homeopathic. At least if a patient doesnât benefit from any of those approaches, theyâre probably not hurting anyone, either.
In addition, coverage for procedures like LASIK, phakic intraocular lens implant and experimental treatments would be covered in the ideal. However, the ideal would up the cost for everyone, and thereâs always Health Savings Accounts and financing for non covered services.
I wonder if including abortion transit will substantially increase the cost of health insurance.
I interpret that as traveling for treatment outside the state or region where they live for medical treatment.
I wonât consent to treatment in Massachusetts hospitals and, if the only route for treatment involved an inpatient stay, Iâd go elsewhere.
Everyone talks about how wonderful medical care is here, but Iâve not only seen quite the opposite, theyâre also rude. Even if elsewhere was an opening in a hospital in the middle of nowhere, Iâd take it
Hmmm, do you think companies that have that provision will have to pay for me to get a certain procedure that only a dr out of state provides for something other than an abortion? Interesting99% of abortions have nothing to do with womenâs health. Abortion actually kills future women.
Such as a provider that may do a particular robotic surgery for instance. And Iâm not talking about covering the surgery, Iâm talking about my travel expenses, hotel, etcâŚand a surgery that is elective as well.
Someone who lives in central Kansas needing NICU care for a preemie has to travel to Topeka. Depending on the distance, temporary housing might be warranted.
Obviously not but a self insured plan can pretty much offer whatever benefits it wants above the minimum.
The argument that is trying to be made that if Travel and Lodging is made for an elective abortion then it has to be available for all benefits just is not true.
Even if a state law insisted on it self insured ERISA plans are in the main exempt from state law and just have to comply with federal law.