This is not true - and particularly dangerous, as it is a big part of one of the bigger scams these days.
When you deposit a check, the bank has to make at least part of the deposit available immediately - but unless the check is drawn on the same bank that you’re depositing it in, it can take weeks or even months for the money to actually move between banks. There’s no “instant debiting” of the account the check is drawn on.
There’s a very popular scam these days called a “fake check” scam - there are a lot of variations, but they all involve being given a check, and then asked to make payments via Zelle or Venmo. The victim deposits the check, sees the money in their account, then makes a payment via an unreversable payment system - then a few weeks later, the check bounces, and all of that money is pulled from the account.
This is used as part of fake job scams - the victim is “hired” for a remote work job, and given a check to purchase “equiptment” for the job from a specific website (which is controlled by the scammers), and in countless other ways.
