All I can do is talk about my experience with my employer for 20 years and sorry mate I am not posting internal reports online. Dont believe me if you want to. But my posting history going back to day 1 has been consistent with my experience in health insurance.
Sorry if the facts contradict your view. No skin off my nose if you dont believe me.
Well if that was the case why would we not see a higher percentage of employees taking advantage of an annual physical which is at no cost to them? Trust me employers have tried so many different incentives and still its a benefit that while utilized could be used significantly more.
It’s values like this that fuel the destruction of such movements as feminism.
I’m not even willing to give that one a minute of consideration, considering my employer provides health care services.
If we’re going to provide them with a garbage value like paying for abortion travels, then we need to stop talking about nondiscrimination, diversity and prioritizing patients since clearly some potential patients are more fungible than others.
We don’t perform surgical procedures. All I’m willing to say is we’re not a GYN clinic.
It’s a garbage value because it’s double talk. There’s plenty of talk out of one end of the mouth about no discrimination and valuing our patients, and talk out of the other end about paying for transportation to eliminate potential patients.
There’s talk about acceptance of handicapped and inclusion in the workplace, yet also talk of acceptance of abortion as an option for handicapped infants. Wut?
I guess that inclusion is only for handicaps that can be accommodated. None of our jobs are of a nature that, say, the average person with Downs Syndrome could do, so I guess DS individuals are considered disposable.
It’s a lot if double talk, which is why it’s a garbage value. Did I mention many abortion clinics are situated in minority dominated neighborhoods, and utilized by residents of those neighborhoods, and we’re talking non discrimination of minorities?
If we’re going to pay for transit for women wanting abortions, we IMO should cease and desist talking about patients well being, diversity and acceptance, since it clearly isn’t indicated for everyone.
That’s part of my argument. It’s a popular topic and gives an appearance of caring about employee well being.
Keep in mind this was awhile back, before HIPAA, medical privacy laws. A young male employee had a progressive autoimmune disorder and sought treatment from a specialist outside the region.
Insurance covered his treatment, but not his travel expenses. His supervisor, God bless her, was open about what was taking place and asked if anyone was willing to help with Scott’s travel expenses, get with her—which a number of us did, and he sent a beautiful note of thanks.
So, travel for therapeutic purposes, be lucky to get a gofundme, travel for abortion, you got it, not a problem. Seems to be the opposite of what medical travel should be, to help all patients involved.
That’s just it. I have no clue at all if they offer abortion as a healthcare benefit. I wasn’t even willing to consider it with the one pregnancy, so I’ve never inquired.
I’ve only heard it mentioned
as an option for potentially handicapped infants. and
recently with the return of abortion rights to the states.
Here’s insurance of coverage for abortion by state. It appears Massachusetts is really in a gray area:
Honestly I always thought insurance didn’t cover elective procedures and it was up to the patients to pay themselves. And here’s where I see another wrong in those states that require insurance to cover abortion in at least some cases.
If a patient is so myopic they’re upping the ante for retinal diseases and they’re outside the acceptable range for LASIK, insurance considers an intraocular lens implant elective surgery, so won’t cover.
I’ve known a few who fit this severely myopic description. It’s a problem that ages the eyes and one has already had retinal retachment surgery, so this description of it as “elective” is very sad.
That implant could improve their vision & reduce their dependence on glasses, but that’s “unnecessary surgery, not covered”. Abortion, which serves no therapeutic purpose to one party involved, not a problem.
Your plan document will tell you if abortion is covered.
Remember if your employer is self funded then the health insurance company only administers the plan. They do not decide benefits but follow the intent of the client.
And yes I agree there are times when different benefits seem to contradict each other or you scratch your head as to why one service is covered and not another. I have come across that myself personally with my own coverage.
If self funded plan is an ERISA plan then broadly speaking they only have to comply with Federal law and not state law. (There are some exceptions). This is just one reason why employers like these type of arrangements.
So if a health plan is ERISA then a state mandate to cover abortion or travel and lodging would not apply to them.