My portfolio is managed at the mutual fund level. As part of my retirement benefit, I have my 401k managed by professionals. The 401k is invested in about 25 to 30 different mutual funds. About 27% in domestic stock, 12% in foreign stock, 52% in various bond funds, 8% in short term funds and 1% in other funds.
My wife’s 401k is managed in a similar fashion. We also have a sizeable brokerage account invested in money market funds.
We are well diversified.
Following the quick tariff related downturn, we are now back in the positive for our investments.