Medical Debt Erasure

For this specific problem, universal healthcare would fix it.

My tax dollars are already paying for emergency medical bills that cannot be paid. Do you understand that?

Do you think hospitals should have the right to refuse emergency care if one doesn’t have money or insurance?

Pay up taxpayer.

Oh, and vote for me.

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They already paid.

Do you think hospitals should have the right to refuse emergency care if one doesn’t have money or insurance?

See I’d like an honest discussion of what not only the costs would be, but funding.

For example for my wife and I, between $25,000 to $26,000 per year goes to medical coverage. That’s over $20,000 a year into employer insurance and another $5,000 in Medicare.

People say, be ready to give up the majority of your money to taxes, but most people, not saying you, but most people don’t have a clue about how much medical coverage really costs (Employee Premiums + Employer Premiums + Medicare portion of FICA).

They don’t look ahead and see that when they “retire” (for most people) they will no longer have employer subsidized medical coverage. They will be stuck with MediCare and if they are lucky will be able to afford MediGap or Medicare Advantage coverage.
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So what happens if we:

  • Eliminate employee plan premiums based on wages
  • Eliminate employer plan premiums based on wages
  • Eliminate Medicare tax based on wages

And instead make medical funding based on an individuals income as determined by their 1040. That means that other income sources would be included beyond just “wages” in the calculation (Interest, Dividends, Profits from Sales, etc.)

That would be the type of grounded proposal I’d like to see. Yes, taxes would go up. On the flip side private insurance premiums and Medicare Tax would be eliminated as an off set.

WW

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Oh trust me, i am fully aware of all the costs involved. But to say iniversal healthcare solves the problem is silly. That’s as stupid as saying Obamacare will solve the problem. That worked out well didn’t it?

There is much more to this as you and I well know, but at this point all this “debt forgiveness” is nothing more than vote buying and not serious problem solving.

That is all I am trying to say. There is no desire with this wipe the debt ■■■■■■■■ to solve anything.

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The USA in #35 in healthiest countries in the world. Of course there are many factors that affect this, but access to quality affordable healthcare is one of the bigger factors. Access to healthy affordable food is also a factor…2 areas where the USA lacks.

Most of this is due to corporate America writing laws and/or influencing laws that directly affect the quality of both. Letting the “free” market decide is almost in the favor of the market…the populace, not so much.

Why not? You still haven’t answered my question.

Do you think hospitals should have the right to refuse emergency care if one doesn’t have money or insurance?

Why do you think that is the way to solve the complex issue?

WW laid out some variables to be considered in this issue. The only think you seemed concerned about is getting people to say yes to your small minded question and then scream universal healthcare for all as the solution.

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So there is a surplus to pay for this new spending?

I’m specifically referring to universal healthcare as a solution to the problem in the OP.

People rack up medical bills when emergencies happen that they cannot pay for (this includes labor and delivery, for example). When they cannot pay for it… it goes to collections and the hospital raises costs to compensate. That in turn raises insurance premiums for those of us who have insurance. When collections doesn’t work… the debtor might need to go bankrupt… which costs tax payers.

Or we could have universal healthcare that would raise our taxes but would eliminate medical debt. People would no longer have to go bankrupt over medical debt.

Why should medical care be based on income?

No it isn’t.

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Don’t be silly.

Medical care is currently based on income. People with more income than others get better care because they can afford it.

WW

We are talking about government healthcare.

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You can’t forgive debt without someone losing money.

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But the seller is not being paid the amount that he sold it for.

Rewarding financial irresponsibly.

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If the person cannot pay, should the hospital charge you more to cover it? Or should they close their doors and declare bankruptcy?

When you’re looking for votes to buy, it helps to have problems. :wink:

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No it wouldn’t. All that would accomplish is to hide the issue … like how excise taxes hide how much things actually cost.

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