Medical Debt Erasure

Some interesting medical debt stats from Kaiser

  1. over 500k americans file bankruptcy due to medical bills

  2. Over 70% of medical debt is from a one time medical issue.

I’m good with the program.

Hmmm. Maybe I would be ok with that.

SNAP already prohibits cigarettes and alcohol. It might make the snap program more expensive.

It would be interesting to do a study to find out if they banned those items and raised snap benefits to account for more healthy choices, would it be offset by lower medical bills IE cheaper in long run?

It almost certainly would lower medical bills in general. The I know would be how would it affect emergency services. What percentage of emergencies are preventable with proper diet? How many are preventable with regular checkups?

Obviously emergencies like a car accident, or sport injury may not be caused by bad diet (car accident could be cause by drunk driving).

1 medical emergency puts 10% of Americans in debt. With most heading towards bankruptcy. That seems crazy to me.

Problem:
“I’ve got a big medical bill. If I file for bankruptcy it will be discharged, but I’ll have to pay whatever I can plus I won’t be able to get a credit card for 7 years.”

Solution:"
Well, don’t pay what you can. Instead make other people pay.

1 Like

Should they be refused emergency medical services if they do not have the insurance or the ability to pay the bill?

If no, then how else do you prevent medical debt?

If they file for bankruptcy their medical bills will be discharged.

The article does not state this applies only to people with $100k or $10k or whatever.
It applies to the rich, the poor and the middle class.

Just pay what you can and then after you pay what you can the rest is discharged.
(Already under current law without this fear-mongering vote-buying giveaway)

This bill is nothing more than a legally mandatory campaign congribution

1 Like

Ok.

Are you against this for medical debt incurred from emergency medical services?

We already do that.
They already don’t pay.

Their medical care is already free, *(both emergency and non-emergency so long as it is non-elective.)

This bill changes nothing in that regard.
(Think about it a few minutes. You’ll know I am right about this.)

What is your issue then? That the bill exists in the first place?

That it is a giveaway ti fund his re-ekection campaign.

It provides no new debt erasure for the poor.

It means only that people with $30,000 in the bank they were hoping to use toward buying a 3rd AirBnB or a Tesla can now keep it.

I understand stand it would lower the med bills. But would it lower it enough to offset the increase in snap required.

1 Like

Yes it does.

The cost for these type of people is bad credit.

To me this is the same as paying off student loan debt.

The debt isn’t the problem, pay off the debt and in 10 years were are back to where we are now as new people acquire debt.

Until we can address how the debt is created into the first place we can’t “solve” the problem.

WW

3 Likes

The challenge is defining junk food. If we are going to restrict it to fresh fruit, vegetables and meat then benefits will need to increase.

I am not saying its a bad idea but very challenging to operationalize.

Tangent:

1 Like

You do understand the goal is not to solve the problem?

For republicans on this issue… that is definitely the goal. All of this could be solved with universal healthcare. That way nobody goes bankrupt or dies due to not having enough money for medical procedures.

1 Like

You ready to give up the majority of your money to taxes, or do you think like everything the dems promise, it’s all freeeeeee. … lol

This is vote again, right after the student debt vote buying ■■■■■■■■■

There is no desire to fix anything.

3 Likes