Where Do You Stand on ACA Repeal? And Where Do We Go from Here?

Or … get active in politics to overturn them. :kissing_smiling_eyes:

The reason states don’t prefer to open their insurance markets to out of state people is because they want to keep ther states from regulating their insurance.

If you want to keep regulations local to the people, then you don’t open your market to insurers that are regulated by other governments.

Go right ahead then. Nothing to stop you from lobbying your state’s govt or working for candidates that believe what you do, or running for office yourself.

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You sure say some hypocritical things. Illegal immigrants don’t abide by our laws but you aren’t telling them to leave? Why is that?

I will add here that my GOP has long made a talking point of the great advantages that would appear if health insurance were as interstate accessible as beer, hs diplomas, university degrees etc. instead of languishing in the world if auto insurance, teaching certificates and other things that don’t have true interstate marketability.

That underlying basic point is a correct one.

But the problem was not born with the Obamacare and it will not die if Obamacare is overturned.
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Our media has many of us believing overturning Obamacare physically cannot happen without another big government welfare program substituting in its place. That is false, neither the planet nor lower Manhattan would vaporize if we simply repealed Obamacare moved back to our old system. (Zero employer mandates, zero individual mandates just a mish mash of a thousand gov’t and private plans leaving 20-somethings temporarily uncovered and seniors permanently undercovered).

Still, making health insurance salable and portable across state lines would do a LOT to lower costs and could be a selling point toward overturning the Obamacare quagmire.

Have you not followed ANY of the threads about health insurance? The reason that insurance companies don’t issue policies across state lines is because they have to do more than just offer insurance. They have to set up networks of doctors, hospitals and pharmacies that will accept their insurance or else no one will be able to use it. Have you noticed that life insurance doesn’t have the same limitations and, as a result, insurance companies write policies in multiple states?

Why would I tell them to leave? I don’t care if they are here. I welcome them. I live in a Sanctuary town and I’m proud that I do.

You are the ones who seem to have a problem with them, not me.

I also don’t have any problems with the insurance regulations in my states, our gun control laws, our educational system, or the social programs my taxes pay for.

I, along with my H, choose to live here for all those reason and choose not to live in one of the backward red states.

Now, I’m off to enjoy the beautiful day outside and then to go out to dinner and the theatre tonight. Ta.

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Location has a lot to do with insurance premiums. You can’t just go find a state where the premiums are lower and sign up for it. And it wouldn’t do you any good. If you have ABC insurance from the state of Alabama and you live in Colorado where ABC does not issue insurance policies, you will not be able to use it because there will be no network to accept it.

Sorry. It can’t work that way and there are reasons why.

It would not.

Correct to a point. PA has (long ago) deregulated healthcare and gotten rid of jackpot law suits.

Moreover the part of PA that is nearest NYC is rural and has few job opportunities. EVERYTHING there is cheaper than in suburban NYC and because of dereg. etc. healthcare is even cheaper than regular stuff.

But a health insurance plan based on what doctors and hospitals innAllentown PA charge reimburses at rates so low NYC doctors don’t want to be part of that plan.

That said
If you live in Edison NJ and could buy PA health insurance, you could drive 60- 90 smooth mins to the border for healthcare.

N NJ residents already fight traffic for 60- 90 mins to get healthcare in the city and drive 60-90 mins to get fireworks from the fireworks stores that line the border.

If fireworks stores line the border why not a hospital or medical office park?

What specific “regulations” are you referring to?

I already explained why you can’t cherry pick health insurance plans from other states.

Currently, if you want to access health care from a state that you do not live in assuming your carrier offers insurance there), you pay a higher premium or else it will be considered out of network.

That’s what I said…a hypocritical, double standard. Now enjoy your day in an America that was paid for by the lives of those that died for your right to openly speak that hypocrisy.

I don’t know which regulations PA deregulated(aside from ending jackpot lawsuits), I did not read the bill when it happened.

I know that long ago when I moved from PA to Long Island most things here cost 20-50% more than in PA but a few things, including eggs, health insurance and auto insurance cost over 200% more.

There are many many people and employers who in NYC and northern NJ who could save a bundle if they got plans in PA that require them (network) to go to PA for non-emergency care.

You keep repeating this and I’ve already explained why they can’t.

No.

Out of network means only they’dhaveto purchase a PA plan whose doctors and hospitals are 60-90 mins away via smooth driving away in PA instead of 60-90 mins thru traffic to NYC.

The free market is all in favor and just as fireworks stands, and pot dispensaries, and no sales tax stores and casinos already line state borders all across the USA doctors and hospitals arewillong to do the same.

In the pre obama days such free market solutions were derided as a race to the bottom.

Oh, and NY(Empire) BC’s network is already available in suburban NYC including Nj and CT.

Your insurance premiums are a function of where you live – among other things. You can wish it was different, but it’s not.

I gotta work.

Later

Two of Virginia’s ObamaCare insurers are requesting significant premium hikes for 2019, according to initial filings released Friday.

Both Cigna and CareFirst BlueCross BlueShield cited policies advocated by the Trump administration, including the repeal of ObamaCare’s individual mandate, as part of its justifications for the increases.

Cigna is proposing an average premium increase of 15 percent for its 103,264 customers in Virginia, with a range of increases from 6.4 percent to 40 percent.

CareFirst is proposing a 64 percent increase for its approximately 4,500 customers in the commonwealth, citing an increase in sicker people entering the marketplace.