The riots happened because elements hidden within the protest were determined to get free stuff at walmart. ain’t about floyd, was never about floyd. the looting and rioting are about nothing but greed and “fun”.
that’s you’re problem, you actually believe that ■■■■■ None of those people knew floyd and they don’t give a damn about him. all they care about is creating mayhem and if using floyd to create some works… oh well.
You better learn to control your emotions. It’s what separates children from adults. As an adult, if you commit a criminal act, you’ll be punished for it…period.
Riot, civil commotion, and vandalism are covered perils under virtually all commercial property policies. They are covered causes of loss under both named perils and “all risk” policies. Carl’s building and restaurant property are insured under an “all risk” policy. The policy doesn’t exclude riot, civil commotion, or vandalism so the damage to his property should be covered.
25 million in insured losses spread out over a city is not as damaging as you think and many claims will in fact be denied because again you can’t always insure against riots and that’s because you can’t insure against intentional acts because well that counter to the system of commercial insurance and more specifically public policy
The question will come down probably whether a particular store wa trargwted for looting or was destroyed because building two doors down was set on fire and they caught fire too. It’s Complicated for sure.
ETA: you can of course get a policy against an intentional act such as anti theft policy but that’s not straight commercial insurance policy that is being discussed here. Sorry wanted to add that to make sure it’s clear