Elements of Trump’s Platinum Plan proposal did this. Target minority-owned businesses and home ownership with subsidized loans and/or grants.

I propose adding on a habitat-for-humanity element to that. And all the people protesting systemic racism without knowing how they can REALLY make a difference can volunteer to help build those houses.

No doubt that many black family lines are behind the wealth curve because their progenitors were denied home and business ownership in previous generations. (For many families, passing wealth to subsequent generations is most likely in the form of the family home or maybe a small family business.)

Programs that encourage the current generations to get onto that wagon seem well targeted to me.

Straight cash payments isn’t going to fix anything.

And even efforts to boost home and business ownership will fail without a parallel effort to change the fatherless paradigm so prevalent in the black demographic.

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