“The absolutely worse thing one can do is have kids before you’re financially established.”
This bears repeating 1,000 times.
It amazes me a few in this thread are referring to “the poor” as if this was the condemnation of being born a low or non caste Hindu.
It isn’t. Sure, things happen unexpectedly, like job losses & serious illness.
Many poor in the U S are in the situations they are due to bad decisions, like having several children before they are in a stable marriage & with established credit.
People like yourself who are more responsible tend to control their fertility until they have an adequate partnership, resources & time for a child. I hope you succeed in quitting smoking.
