Your close. Worked hard in high school to get good grades and got a scholarship for college that paid about 70%. Managed to graduate with only about $10,000 in debt, half of which the govt paid off because of a federal loan program that repays your loans if you go into a service career like public safety, nursing, or teaching. Paid off my first 30 year mortgage on our starter house in 13 years. Upgraded to bigger more expensive house years ago. Did a 15 year mortgage and am on pace to pay it off in 9 years. Zero debt beyond my mortgage in part because I drive a 2007 vehicle that I bought used rather than spend outside my means and go in debt.
Have nearly 100k in my private 401 k and a pension to boot which is employee funded as 10% our pay goes to fund it. Will retire comfortably at age 51 in a few years with an income of about $5500 a month before taxes and thats only if I choose not to work another career or job.
My mother was a chain smoker and frittered away hundreds of dollars a month to the habit which is a huge part of my disdain toward smokers. I don’t smoke and that money goes to other things.
I don’t flip houses though.
Love though how I provided CDC stats on smokers showing its a poor thing yet you and others keep acting like I’m being anecdotal. Stats back up what I see every day and what I see every day shows the truth to me in those stats.
