You are banking on the wrong history. In the history of labor negotiations, the workers have always prioritized health insurance over higher wages.
No, that’s not true at all. They get health insurance because companies can offer it without taxes. Therefore everyone is incentivized towards it.
So you and all of your so-called conservative capitalists are bowing at the alter of taxes as social policy.
Ridiculous.
C’mon man. Health insurance as an employee benefit would not exist if employees had not demanded and fought for it.
WuWei:
Samm:
You are banking on the wrong history. In the history of labor negotiations, the workers have always prioritized health insurance over higher wages.
Ridiculous.
C’mon man. Health insurance as an employee benefit would not exist if employees had not demanded and fought for it.
Ridiculous 2
Perhaps you’d care to elaborate.
Striker840:
7426k:
They WOULD exist if we didn’t use terrible, 90 -year old economic policy to incentivize companies to provide insurance.
Uh sure…what about those companies that self-insure?
There are quite a few of those.
Yes there are, I worked for 2, my wife worked 31 years for one…yet he thinks that we can just go out and get the same or better coverage on our own.
I’m not sure why people think an individual company setting up its own risk pool, creating a separate entity and creating a captive insurer changes the calculus in any way. Those captive insurers behave in the exact manner of a standard insurer, they just have a closed risk pool.
They get health insurance because companies can offer it without taxes. Therefore everyone is incentivized towards it.
Company gets to writes off that cost whether it’s given in the form of a benefit or salary.
So then if you turn down your company’s health insurance they will instead add that payment to the your salary? No, no they won’t. that’s the leash. You wear it proudly.
It’s not just the odd one-off company that does this.
Oracle does it.
7426k:
They get health insurance because companies can offer it without taxes. Therefore everyone is incentivized towards it.
Company gets to writes off that cost whether it’s given in the form of a benefit or salary.
Yep, operating expenses are operating expenses … deductible from gross income.
Perhaps you’d care to elaborate.
That requires more than couple of words.
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Right - Company can provide it to employee without the employee paying taxes on it. Maybe the company should also offer a similar benefit for your local grocer? The airlines? Cars?
Maybe the company should also offer a similar benefit for your local grocer? The airlines? Cars?
Why not?? Maybe it’ll catch on.
7426k:
They WOULD exist if we didn’t use terrible, 90 -year old economic policy to incentivize companies to provide insurance.
Uh sure…what about those companies that self-insure?
They aren’t self-insuring employee healthcare, that’s not what that means.
“Self-insured” refers to business recovery.
It’s made up bull ■■■■ .
Samm:
Perhaps you’d care to elaborate.
That requires more than couple of words.
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Verbosity is not an attribute in a man.
A couple of words is not better than two paragraphs of disjointed nonsense rife with misspellings?
Yes! It’ll be just like the company towns of the past. Labor nirvana!
Striker840:
Uh sure…what about those companies that self-insure?
They aren’t self-insuring employee healthcare, that’s not what that means.
“Self-insured” refers to business recovery.
There are companies that self-insure their employees’ medical care. Many do so to avoid government requirements of what must (or must not) be covered by insurance. Some of them do carry a catastrophic insurance if an employee’s costs exceed some threshold (like a million bucks).
Not sure what you mean by “business recovery” unless you’re referring to that catastrophic policy.
