• I would suggest buying groceries at Walmart. That was what I was doing for a while, then switched to Kroger. I try to keep costs between $50-$75/week for groceries. Kroger has the Kroger card, which I’m thinking of getting. They also have coupons to other places.

  • Speaking of which, sign up for rewards cards/accounts at your favorite stores. That will help build up points which you can then use on a rainy day if you need something.

  • As my dad would say, there’s no shame in thrift shopping.

  • Discount stores like Marshall’s, Value Village, and Dollar Tree.

  • Always look for sales and coupons.

  • Please don’t risk your safety to lower costs. Living in a safe neighborhood, imo, is worth the higher COL.