What is common sold as healthcare “insurance” is not insurance at all. It is not even CLOSE to being insurance.

It is a third party payer system masquerading as insurance.

A TRUE medical insurance policy would pay ZERO below a certain threshold and 100% above that threshold, per year.

Anybody who has the slightest concept of insurance should understand that what is being passed off as insurance is not insurance in any sense of the word.

The government, people and the companies themselves need to stop calling it insurance and call it what it is, a third party payer plan.