Technically the automobile owner’s insurance is supposed to cover the medical cost of the victim.
But as everyone here knows there are hundreds of thousands of people driving without insurance. And let’s say the victim’s health insurance won’t foot the entire bill, leaving them to pay 20,000 dollars for the remainder of the cost.
So what do you do in that situation? The driver may have not had criminal intentions to hit the victim but perhaps he dozed off, or perhaps he took his eyes off the road for a second too long.
How is that fair to the victim who is now stuck paying an enormous bill that they do not have the means to pay for.