Capitalism vs Socialism - America's Choice


#184

Agreed. I just rubbed the print off my thumb.


#185

Social security is crap. I can get a much better return investing my money.


#186

Social security isn’t an investment vehicle. It’s a safety net. Something like half of households don’t own stock and the bottom 80% own about 6.7% of the total value of equities.


#187

No that would just mean those who could afford the best lawyers would get the best health care.


#188

In some cases, I’m sure that’s true. In by far the majority though, it would stop the blatant frivolousness that’s plaguing the system and what I’m attempting to do is…cut costs for all.


#189

Id’s peg it more like 70-30.

Also, just like there are people who abuse social programs at the bottom of the food chain, there are people who abuse capitalism at the top.

Who do you think does more damage to our system, and economy? Bernie Madoff, or a guy who takes food stamps when he could be working at Walmart?


#190

O-care premiums went down last year. Maybe it can work to cut costs for all.


#191

The “premium” is what the payer pays. That does not address the cost side that I spoke of.


#192

that is kind of an expensive safety net. I am not sure I would face a catastrophic event to really justify that much money going to a safety net.


#193

It reduces poverty for the elderly by 67%. It reduces those who would otherwise be in deep poverty (below half the poverty level) by almost 50%. It keeps tens of millions of people out of poverty. It’s more successful at reducing poverty than any other program.

But hey, I think the GOP should totally run on reducing or getting rid of Social Security.


#194

America is a floor cleaner AND a dessert topping.


#195

This year for the first time I had access to a HSA, so I did that. I also got a catastrophic plan to cover the time I need to build up the HSA. This makes sense to me.


#196

I think HSA should be the way to go. In my opinion, they are a true safety net. It also helps form a health care to you needs. If you are a relatively healthy person, that money can be in the account just in case something comes up.


#197

Thanks for the affirmation, I’m always worried I missed something.


#198

What do you think about doing retirement the same way?


#199

That is where I wish retirement would go. A type of retirement savings account that could be made to fit a persons needs. Money that can be accounted for and government is unable to touch.


#200

And pre-tax.


#201

But without social security being started, our conspiring socialist democrats in government would never have achieved placing its iron foot of dependency on the necks of America’s older citizens.

JWK

If we can make 51 percent of America’s population dependent upon the federal government for its subsistence, we can then bribe them for their vote, keep ourselves in power and keep the remaining portion of America’s productive population enslaved to pay the bills ____ Our Socialist Fifth Column democrat leaders’ long term strategy


#202

National healthcare in almost every other industrialized nation on Earth.


#203

It may make sense for you, but probably not for the breadwinner for a family of four who makes $55,000. For example, the plan that qualifies for an HSA that my employer offers has a deductible of $400 for a family plan. Then I’d be paying another $500 to max out the HSA. Instead, I went with the plan with a $500/1000 deductible and a premium of a little over $500 because my kids go to the doctor a lot. The math for an HSA doesn’t make sense for me. And I make quite a bit more than $55,000.

However, the premium is $0 for a single person. I told every single person at my company to go with that and max out their HSA. Because the math makes sense.