A real discussion about health care

WuWei · 2021-03-12T13:52:51.295Z

Guilds:

WuWei:

Why else would you sell, if not for profit?

There are some things that have natural monopolies, that are also necessary, water, electricity, internet.
For those the profit motive is not needed.

Then there is government spending…that creates a lot of commerce…yes, providers of many of those products are for profit companies…that can be used for needed goods and services, and also for stimulating the economy, when needed. But the government does not spend to make a profit, off of wat they invest in.

What a strange perspective.

Guilds · 2021-03-12T14:58:44.483Z

WuWei:

What a strange perspective.

I understand.

tnt · 2021-03-12T20:52:03.888Z

Smyrna:

The preparation early on in your life to save and prepare for this potential disaster, instead of buying that new what ever…is.

If you are a minimum wage worker, you can eat all the rice and beans you want. If you get cancer and you don’t have insurance you are going to go bankrupt.

Smyrna · 2021-03-12T22:32:50.352Z

tnt:

If you are a minimum wage worker, you can eat all the rice and beans you want. If you get cancer and you don’t have insurance you are going to go bankrupt.

How long are you making minimum wage…40 years? That doesn’t happen unless there’s more to the story but I promise you, there aren’t many people out there as you just described, that work for forty years and not improve their life because they improve in what ever it is they’re doing and become more valuable to the employer.

toreyj01 · 2021-03-12T22:37:25.777Z

AZslim:

A family of four has a combined income of 100K. A retirement/college stash of 100K. One spouse gets MS and cannot work anymore. Things are tight but the other spouse made the most money and had the insurance. The spouse with MS deteriorates until they are bedridden and need almost constant care. Very expensive. Now the second spouse loses their job.

What sort of health care system will keep this family from being crushed by medical bills and wiping out their savings?

While I think universal coverage will never happen, not here in the US, I think that almost everyone is in agreement that Universal Catastrophic coverage should be a thing.

Wouldn’t cost much if we cap it at 10k per year. First 10k is your responsibility and then it kicks in.

Then, use insurance for that first 10k or allow tax free HSAs to cover it.

Solves a lot of problems.

tnt · 2021-03-13T16:13:28.151Z

Smyrna:

How long are you making minimum wage…40 years? That doesn’t happen unless there’s more to the story but I promise you, there aren’t many people out there as you just described, that work for forty years and not improve their life because they improve in what ever it is they’re doing and become more valuable to the employer.

Less than half of Min. wage workers are younger than 24.

But that doesn’t matter. People get sick at all ages. Have serval cancer surviving friends who were sick in their 20s.

Smyrna · 2021-03-13T20:04:25.157Z

tnt:

Less than half of Min. wage workers are younger than 24.

If you’re making minimum wage and you’re older than 24…as I said…it didn’t just happen…there’s a reason and most likely…it’s one’s choices along the way. It didn’t just happen. If you do not build your house to with stand the huffs and puffs of the big, bad wolf of life…he’ll blow your house down. The problem is that most build their houses of straw. Fix that and we won’t be having this discussion about who pays for their healthcare.

WuWei · 2021-03-13T20:05:25.576Z

toreyj01:

While I think universal coverage will never happen, not here in the US, I think that almost everyone is in agreement that Universal Catastrophic coverage should be a thing.

Wouldn’t cost much if we cap it at 10k per year. First 10k is your responsibility and then it kicks in.

Then, use insurance for that first 10k or allow tax free HSAs to cover it.

Solves a lot of problems.

Not bad.

tnt · 2021-03-14T13:12:38.983Z

Uh huh. That has no bearing on the fact that if one of these people get sick they will be wiped out.

Your condemnation of their career achievements suggests that you don’t give a rats ass. And that’s up to you. But it is the reality.

zantax · 2021-03-14T13:29:58.207Z

tnt:

Smyrna:

The preparation early on in your life to save and prepare for this potential disaster, instead of buying that new what ever…is.

If you are a minimum wage worker, you can eat all the rice and beans you want. If you get cancer and you don’t have insurance you are going to go bankrupt.

Only costs five dollars a day to be a millionaire at the end of your working life.

Smyrna · 2021-03-14T13:34:12.014Z

tnt:

Uh huh. That has no bearing on the fact that if one of these people get sick they will be wiped out.

Your condemnation of their career achievements suggests that you don’t give a rats ass. And that’s up to you. But it is the reality.

Let me make this clear enough for you to understand…my give a ■■■■ is directly proportional to the one’s who we are discussing…up and to the point of where they need help.

gooddad409 · 2021-03-14T13:36:06.518Z

zantax:

tnt:

Smyrna:

The preparation early on in your life to save and prepare for this potential disaster, instead of buying that new what ever…is.

If you are a minimum wage worker, you can eat all the rice and beans you want. If you get cancer and you don’t have insurance you are going to go bankrupt.

Only costs five dollars a day to be a millionaire at the end of your working life.

Plus if one is a permanent minimum wage worker they’ve made a heck of a lot of bad choices along the way.

tnt · 2021-03-14T13:38:42.450Z

gooddad409:

Plus if one is a permanent minimum wage worker they’ve made a heck of a lot of bad choices along the way.

That may or may not be true.

Has no bearing on the fact that if they get seriously sick, they will be financially wiped out.

zantax · 2021-03-14T13:44:44.075Z

tnt:

gooddad409:

Plus if one is a permanent minimum wage worker they’ve made a heck of a lot of bad choices along the way.

That may or may not be true.

Has no bearing on the fact that if they get seriously sick, they will be financially wiped out.

Too bad. I can save hundreds of innocent children with the money it would cost to pay for their medical care. You think you have a winning moral argument, but you don’t.

gooddad409 · 2021-03-14T13:46:37.685Z

zantax:

tnt:

gooddad409:

Plus if one is a permanent minimum wage worker they’ve made a heck of a lot of bad choices along the way.

That may or may not be true.

Has no bearing on the fact that if they get seriously sick, they will be financially wiped out.

Too bad. I can save hundreds of innocent children with the money it would cost to pay for their medical care. You think you have a winning moral argument, but you don’t.

Bingo!

tnt · 2021-03-14T13:49:18.035Z

Abortion has nothing to do with this discussion.

zantax · 2021-03-14T13:54:23.740Z

tnt:

Abortion has nothing to do with this discussion.

I wasn’t talking about abortion. I was talking about children in the world without access to clean water, adequate food and basic medicine.

Smyrna · 2021-03-14T14:06:42.589Z

tnt:

That may or may not be true.

Has no bearing on the fact that if they get seriously sick, they will be financially wiped out.

So…each of us are little pigs and we have a choice when “we” go out on our own; build your house of straw, sticks or bricks? When someone gives their best efforts and attempts to build their house with bricks but the big, bad wolf of life blows it down, then “we” IMO should have your back. When it’s garbage in to our nation…it should be garbage out. It may sound cold but I want everyone to give their best efforts in all that they do and if this happens, our whole country will reflect that and “we” are all stronger as a result. What I don’t want to do is encourage bad behavior that weakens our country.

tnt · 2021-03-14T14:49:35.770Z

zantax:

I wasn’t talking about abortion. I was talking about children in the world without access to clean water, adequate food and basic medicine.

Also a totally different conversation.

zantax · 2021-03-14T15:05:17.032Z

tnt:

zantax:

I wasn’t talking about abortion. I was talking about children in the world without access to clean water, adequate food and basic medicine.

Also a totally different conversation.

No, it isn’t. You appealed to morality, just pointing out it doesn’t have merit.