According to CBS

" . . .Starting from 2021 to today, the price of everyday consumer items has risen 16.7% while wage growth has been roughly 12.8%, Foster said. "

That certainly explains why consumers think inflation is being under-reported.
Inflation includes a lot of things like home utilities, insurance, monthly subscriptions etc. none of which are the “everyday consumer items” from which consumers draw their impression.

It does not explain however why federal employees welfare recipients etc. pay raises above an beyond inflation.

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